Why are people so ill informed about the whole credit card ID thing?
March 14, 2008 – 2:53 pmIf you're new here, I suggest you subscribe to my RSS feed. or bookmark this blog. You'll be able to easily keep up to date with new posts. Thanks for visiting!
I was reading an article about how somebody was forced to show ID at Walmart and they refused the sale when he didn’t. That story is fairly common, however there’s tons of comments that call the original poster a nitwick for refusing to show ID. Here’s the bottom line and I think I have to put it in bold: Retailers can NEVER ask you for ID when using a credit card.
To further add:
If someone steals your card, you’re NOT liable for it. So you can’t use that as an excuse for “showing ID”. You’re not protecting yourself in any way. Since the merchant who asks for ID isn’t following the rules the thief can go to a merchant that is following the rules and use your credit card. As long as the signature on your card matches the one on the slip then the purchase is good to go! Which brings me to my next point.
You can’t sign your credit cards “SEE ID”. Well you can sign them that but it wouldn’t technically be a valid credit card. Signing the back of those credit cards with your signature is saying that you basically agree to all the terms and agreements of the CC issuer.