When you land in Jakarta, Indonesia and purchase a visa on arrival, don’t use your credit card. The payment counter does take visa/mastercard but they code the purchase as a cash advance. The clock on interest ticking starts the date the amount hits your account. It’s not much on a $50 transaction (two 30-day visas) but I hate paying interest and it’s extremely misleading that they code your purchase as a cash advance without any signs or telling you firsthand.

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