If you use PayPal frequently for purchases you might notice that sometimes PayPal refuses to give you the option to charge a purchase to your credit card if you have a sufficient PayPal balance to cover it. The reasoning is basically they profit more by not having to pay credit card processing fees.

So why do you want to charge something to your credit card instead of using your available PP balance? It’s the credit card rewards of course.

The easiest way around this is to withdraw all your money to your bank account. However for some people like me who sell on eBay and ship via UPS I always need funds in my account since UPS now only gives you the option of paying from your PayPal balance.

The tip to temporarily make your PayPal balance unavailable is simple and easy. Send all money is in your available balance to an e-mail address you control that is NOT registered with PayPal. Then when you are done making whatever purchases just simply cancel the payment all the money re-appears back in your PayPal account.

  One Response to “PayPal Tip”

  1. Fantastic! I never thought of that, thanks for the tip.

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