This is a list of the top five highest yielding bank accounts I am aware of. In the future I’m going to try to put out updated lists every now and then.
| Bank | Yield (APY) | Minimum |
|
OneUnited Bank |
5.30% | $1000 |
|
Countrywide Bank |
5.30% | $10,000 |
|
UFB Direct |
5.22% | $1 |
|
BankUnited |
5.15% | $5,000 |
|
Zions Bank |
5.14% | $50,000 |
Currently my emergency fund is stashed with FNBODirect paying 5.05%. Only a couple grand which is not worth moving but I thought the list might be useful for the rate chasers out there or those with $100k+ in cash that want FDIC coverage.