This is a list of the top five highest yielding bank accounts I am aware of. In the future I’m going to try to put out updated lists every now and then.

Bank Yield (APY) Minimum

OneUnited Bank
5.30% $1000

Countrywide Bank
5.30% $10,000

UFB Direct
5.22% $1

BankUnited
5.15% $5,000

Zions Bank
5.14% $50,000

Currently my emergency fund is stashed with FNBODirect paying 5.05%. Only a couple grand which is not worth moving but I thought the list might be useful for the rate chasers out there or those with $100k+ in cash that want FDIC coverage.

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