I got a notice today from FNBO Direct that they were cutting their rate to 2.80% so I decided to see what other options were available out there.
DollarSavingsDirect (DSD) is another offshoot of Emigrant Bank. For anyone with an Emigrant Direct account you’ll notice that DSD’s website is extremely similar to Emigrant Direct’s.
They’re still paying 4% and although it isn’t guaranteed to last it’s still a 1.2% higher yield than what I’m currently recieving at FNBO Direct. DSD is also offering 4% 16 month CDs for those interested. There’s a $1,000 balance minimum.
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