With all the rumors of the end/scaleback of the Citi Dividend rewards I got a letter from them informing me of a credit line increase today. This is perfect because according to the Citi website I can do a 0% no fee balance transfer for 6 months. I guess having the higher credit line helps keep my utilization down.
Endless Gibberish
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There are several good replacements for the Citi Dividend Platinum Rewards card (now a 2%/1% card) such as the Citi Driver’s Edge (6%/1%) and AmEx Blue Cash (5%/1.5%) and the HSBC Direct Rewards card (5%/1%). You can use the free calculator tool at Credit Card Tune-Up: Maximize Your Cash Back Rewards ( http://www.CreditCardTuneUp.com ) to see which card or cards will pay you the most for your spending profile.