Chase’s Idiotic Credit Line
September 10, 2006 – 9:04 amIf you're new here, I suggest you subscribe to my RSS feed. or bookmark this blog. You'll be able to easily keep up to date with new posts. Thanks for visiting!
I got my Chase card in the mail today to discover that they gave me a paltry $200 limit. $200? Whoa, even my first credit card when I had no credit history at all with Citi gave me a line of $800, and that was awhile ago. $200? Guess Chase doesn’t want me to use their card. Also I asked for a CLI and the representative said that wasn’t possible at this time. I asked her what credit agency they got their information from and she said they can not disclose it to me. Sigh. Also she pushed the “credit protector” insurance program on me about 4-5 times. Insurance on a card with a $200 limit. Please.
This is just idiotic because what do they really expect anyone to do with a $200 limit. Buy McDonald’s? They can’t tell me where they get their information so I can’t check my credit report from that agency to see if there are any damaging items that caused them to give me this kind of credit line. The dumb broad from her call center in Mumbai probably couldn’t grasp the fact that I didn’t want the insurance. It’s probably okay to push it once, but to keep insisting on it… argh. Do they get a comission for those things?
2 Responses to “Chase’s Idiotic Credit Line”
That’s pretty ridiculous. Like you, I got my first credit card from Citibank, and my initial limit was $1200. A $200 limit is useless.
I also hate the call handlers in India. They really don’t stop pushing those services on you, no matter how many times you say no.
By Michael on Sep 10, 2006
Try getting a student credit card. I think they usually give you a higher credit line. At least, when I got the Citi Driver’s edge card with no credit history, they gave me $1,000. Chase might as well just reject you instead of giving you $200.
By Anonymous on Sep 17, 2006