Chase Fraud Detector and Payment Protector
April 17, 2007 – 7:37 pmIf you're new here, I suggest you subscribe to my RSS feed. or bookmark this blog. You'll be able to easily keep up to date with new posts. Thanks for visiting!
Last month I got 3 checks from Chase totaling $50. Two Chase fraud detector checks at $20 and one payment protector at $10. I read the terms and decide if it’s a free trial, it’s basically free money if I cancel within 30 days. Even if I forget to cancel in 30 days, the cost of these plans per month is less than the check they give so you still slightly profit if you forget to cancel after 30 days.
I figured it would be a big hassle to cancel but I called Chase Fraud Detector at 1-800-774-8414 and waited on hold about 30 seconds. I then had to sit through a speech about great Fraud Detector was and how I’m a bozo if I don’t keep it. Just keep repeating “no thanks” and you should be fine. The CSR cancelled both my accounts and I should be receiving two cancellation letters soon. I then called Chase Payment Protector at 1-888-314-4371 and guess what? No sales pitch about why I should keep the program. They just asked why I wanted to cancel and I said I don’t carry the balance so there’s no point in keeping it.
Seeing how easy the free money was, I wished I didn’t throw away all those other checks from Citi and previous Chase checks.
3 Responses to “Chase Fraud Detector and Payment Protector”
I did the same thing you did. Made a profit of about $80 (have 4 or 5 credit cards with Chase). I thought it was a nice payback for all the fees Chase has charged me in the past. However, the CSR wasn’t quite as understanding. I told him I wanted to cancel because I already have the service thru Discover Card (which I do). He told me flat out to stop cashing the promotional checks. So I told him that I didn’t realize Chase’s service was similar to the one I had with Discover (sort of a half truth). In which he told me he highly doubted that. I’ve never had a CSR get so pissed off, it was like he was writing the promotional checks to me! He’s probably had a lot of these calls and couldn’t take it anymore. I got his name, Scott at extentsion 5321, so if anyone gets him to cancel your account, be warned, he’s gonna blow!
If Chase wants to keep clogging my mailbox with their promotional checks, I will keep cashing them. If they don’t want me to cash them, then don’t send them to me.
By Chris on May 21, 2007
You go Chris….
That’ll show them
I didnt even get a check….well actually I did but I threw it away cuz said eh not in a hurry…next thing I know I see on my bill is the PPP charge..snuck in there…lol….now I dont really care cuz at first its only a couple of dollars because my balance is very low….and im in the military so Im prolly gonna end up using it. Months later…I get the sign we are gonna deploy so I opt to use activate my PP, that they illegally snuck on.
Been deployed for a couple of months now
For me they just still are charging me to high hell….even though I activated my Payment Plan Protector.
Ok, obviously its just a scheme scam trap, to add more profit to their pockets by not providing the service.
LOL….well if they wanna act like that I tell you it’ll be a cold day in hell before they get anymore of my money.
So if any body who is a chase member sees this scam…watch the hell out. Its definitely not legitimate. I wish I could find a class action lawsuit to jump onto.
By Stick It To Them on Nov 16, 2008
Need class action lawsuit against Chase’s Protector Payment. Paid monthly payment for payment protection since 90’s of $181 a month, in 2003 became permanently disabled, have to submit a form from doctor every 3 months even though I am PERMANENTLY disabled, told me in October 2008 they couldn’t read his writing, cancelled my payment protection payments. Now I am in default and can’t get the payment protection reactivated. Stuck between a rock and a hard place.
By Phyllis on Dec 30, 2008