This offer is simple: register your card, spend $200 in any 2 of the participating merchants in NYC Feb 1-29 and then get a $50 statement credit.
http://www.nycgo.com/mix-n-match
Costco is on the list along with Banana Republic so it won’t be too hard for me to earn the credit.
CNBC is hosting another million dollar portfolio challenge. The contest involves taking $1 million dollars in fictional play money to invest in a mix of equities and currencies. The grand prize is $1 million dollar and the 2nd prize is a Maserati GranTurismo. There are also 10 weekly prizes.
You get 5 different portfolios to try out various strategies.
The contest starts tomorrow so register already if you haven’t.
Just gotta enter your SPG number and e-mail.
For the online code for $50 in concert cash register here:
https://www.spgpromos.com/
For a pair of General Admission tickets register here:
https://www.spgpromos.com/
Hurry, it’s first come first serve for the codes but you do have some time to redeem them. The e-mail confirmation states the codes expire towards the end of December 2011. The $50 concert cash is good towards concerts OR merchandise.
I got an e-mail that effectively ends the deal where you could rack up free credit card spending by purchasing dollar coins at face value and free shipping.
Here’s the e-mail:
Dear United States Mint Direct Ship Customer:
The United States Mint has eliminated the credit and debit card purchase of $1 Coins through its Direct Ship Program effective July 20, 2011. Customers who wish to purchase $1 coins through the Direct Ship Program can still do so by using a wire transfer, money order or check. Customers who wish to purchase the coins by wire transfer may fax their order to (202)756-6585. Customers interested in purchasing by money order or check may do so by submitting your request in writing to the following address:
.
United States Mint
PO Box 71192
Philadelphia, PA 19176-6192Please download the order form which includes wire transfer information and follow the instructions provided on the form. http://www.usmint.gov/
downloads/directShip/orderform
If you currently have an open $1 coin Direct Ship order placed with the United States Mint, that order will be cancelled. Please resubmit your order by wire transfer, check or money order using the order form. The Mint has determined that this policy change is prudent due to ongoing activity by individuals purchasing $1 coins with credit cards, accumulating frequent flyer miles, and then returning coins to local banks. Local banks, in turn, return coins to the Federal Reserve. While not illegal, this activity is a clear abuse and misuse of the program which was intended to facilitate the use of $1 coins in cash transactions.The Mint has undertaken several aggressive internal and external actions to mitigate this issue, including restricting chronic and repeated use of credit cards, contacting customers who frequently placed large numbers of orders to ensure they were using the coins for legitimate business purchases, and other measures. While these efforts eliminated a significant amount of misuse in the program, we believe some abuse still exists. Eliminating the credit and debit card purchase of the $1 coin is the next step in our efforts to root out abuse in this program and ensure it is better targeted toward fulfilling its intended purpose – which is to get the $1 coin into greater circulation.
Thank you for your understanding and your continued support of the $1 Coin Program.
The United States Mint
I only wish I took advantage of the program earlier. I had been ordering coins here and there but nothing in serious volume. I’ve heard of people churning in volumes of $10k+ per week.
Just go to http://www.kgbdealsaa.com and sign up for their daily deals for 100 AAdvantage miles.
Have your AAdvantage number handy.
Go to this page AA.com to get your e-mail address “appraised” to see how many miles your e-mail worth.
Essentially it’s a marketing gimmick to get you to sign up for American Airline AAdvantage subscriptions. To maximize the amount of miles you should log into your prior and unsubscribe to everything. I didn’t get a chance to do this but still got 2,000 for subscribing to various subscriptions.
Recently I opened a Capital One Money Market account because they’ve started offering pretty attractive yields. If you look on their savings & money market accounts page you’ll see 4 accounts available.
All the accounts have no monthly fees or minimum balances but you’ll need at least $1,000+ to earn 1.10% on the InterestPlus Online Savings.
The yields would seem pretty straightforward except the InterestPlus Online Savings offers a 10% bonus on interest earned every quarter and the Rewards Money market offers reward miles based on your average monthly balance. These bonuses juice up the yields a little bit.
The InterestPlus Online Savings yields about 1.21% – Since you’re getting 1.10% APY, a 10% bonus of the interest earned would give you an extra 0.11%. This is a pretty good yield but however you might want to consider the rewards money market.
The Rewards Money Market Account yields about 1.4015% – In addition to 0.75% APY you get 1 mile for every $20 of your average monthly balance.
For example with a $10,000 balance you’d end with 6,015 miles after a year. The extra 15 miles is from your growing balance from the 0.75% APY. Each mile is worth $0.01 therefore $60.15 / $10,000 is a 0.6015% return.
Add together 0.75% + 0.6015% and you have a yield of 1.4015%.
The miles are redeemable for travel, gift cards, etc. They’re the same type of “no hassle” miles earned in other Capital One reward programs. There’s also the added benefit that you won’t be taxed on the reward miles.
Check out CapitalOne’s savings and money market offerings.
If you have a Visa Signature card you can get Gold status in Hilton’s HHonors frequent stay program. The gold status is good until August 31st, 2011. If you stay three times before August 31st, 2011 your gold status will be extended until March 2013.
If you already have Gold or Diamond status with Hilton you’ll get 5,000 points added to your account.
Last month I joined a website called Offermatic that gives you targeted offers based on your credit card spending patterns. For example I got a $25 off $50 Drugstore.com offer for spending money at Rite-Aid. I also took advantage of a $10 Starbucks card for $5. Other offers I got were $5 for a $10 Subway card and $20 for $50 worth of stuff at VitaminEmporium.com.
The only caveat is that in order to track your credit card patterns you need to give Offermatic the online login credentials to your credit card account. They use your login to download your transactions on a regular basis. The site claims it is safe and uses bank level encryption.
Given that security of user information is critical to the survival and of the site I would hope they take it very seriously. I don’t have a problem supplying my credentials because there’s a limited amount of damage a person could do if they found out your online login and you’re responsible for $0 of fraud.
Offermatic is still very new so there’s issues they need to work out with their system and currently the offers seem to be rather rare. I haven’t received any new offers in the past 3-4 weeks. I feel that if the site doesn’t roll out more offers on a sustained basis they may have trouble retaining users.
Reward checking accounts are checking accounts that typically pay higher interest on your deposits but require certain conditions to be met to earn the higher rate. One of the most common conditions is using the check card attached to the account.
Look into Amazon gift cards if you need an easy way to meet the transaction requirements typically required of reward checking accounts. The gift cards can be applied to your Amazon balance which never expires. You can then use the accumulated balance to buy something off Amazon once or twice a year and enjoy the higher interest rates.
Bookmark this link to the gift card page since chances are you`ll be buying multiple orders often.
I recommend buying at least $1 in gift cards as not to raise any red flags with Amazon and/or the financial instition. However it has been reported that amounts as low as $0.15 will work. Personally I don`t want to compromise
Enjoy the higher interest rates!
Recent Comments