Kiva is experimenting with lending teams. It’s still in beta mode and here’s the gist of it from Kiva:
How do Lending Teams work?:
Members of Kiva Lending Teams continue lending as individuals, but they have the option to count each loan they make towards the overall impact of one of their teams.
I created a team called “Bloggers”. Since the whole thing is in beta you have to be invited by someone else already with access to team lending. If you want to join or get access to team lending, leave a comment to this post and type in your e-mail in the appropriate field (your e-mail will only be visible to me) and I’ll send out an invite.
You’ll get a nifty RSS badge on your lender page like mine (scroll down to teams). 
edit: Lending teams were made public. Click here for the link to the bloggers team. Open to anybody to join, from bloggers to people who read blogs!
Sorry but what is the point of a lending team?
Also a comment aside, what do you think of Kiva promoting the most popular loans at the front of the lending line when people like Juana Gertrudis haven’t had any exposure for days and she is only 39% funded? She has only 12 days left and needs $550. Doesn’t seem right. (Don’t get me wrong, I love Kiva, but this doesn’t seem best way to go for those who need exposure.)
Lending teams promote a sense of community perhaps. Members can identify with others in from local areas or common interests.
The page of the lending team displays recent activity by members in that group so it’d be great for someone like me to see what loans other bloggers are funding and whatnot.
I also invited a friend who I got into Kiva into a lending team called “New Jersey”. I can also see what their recent activities are.
Kiva still has a 100% funding rate from what I believe so I don’t think it’s a big problem at the moment. Her loan will eventually get funded.
I do agree it should be changed though. They should list a variety of loans as default. Some popular, some with low amounts left needed, etc. etc.
I was going to fund some money Juana Gertudis but I realized I’m already one of her lenders.
I just joined the team. As I write this, we’re in second place!