As I said before I’m going to try for various bank bonus deals to pad my wallet. I just cashed in on the Netbank bonus found here. I opened up a free checking account at Netbank with no minimums and no direct deposit required last month. The terms say you are suppose to keep $500 in there for one month get the bonus but I only had it in there about 11 days before they credited me the $75 bonus. The other bonuses listed on that page for the money market account and CD do not seem worth the hassle.
The next bonus:
My next bonus is going to be from Principal Bank. There is a $50 bonus for opening a student savings and checking account online. $50 minimum to fund both accounts so $100 total. Part of the terms state:
“$50 account closing fee if funds not left on deposit for at least six months.”
So I guess I’ll have to call them and find out if I have to leave all initial in there or just the bonus money for 6 months. Free 50% return on $100 isn’t bad though. Maybe I’ll call after I get my bonus
Other bonuses I’ve done in the past:
Bank of America – $60 for opening up student checking and regular savings account. $125 funding. They have a better bonus available now. $100 for opening a checking account online. Check it out here.
Christian Community Credit Union – $75 bonus with direct deposit. $100 to fund account. I just use PayPal to initiate an ACH transfer and it counts as direct deposit. Offer can be found here if you’re interested.
VirtualBank – I got a $20 bonus from them. $100 to fund the account. In order to get the bonus, a “friend” must refer you. E-mail me if you need a referral.
ING Direct – $25 bonus when my brother referred me. $250 initial funding. Same as with VirtualBank, e-mail me if you need a referral.
e-mail-> hejustlaughs@gmail.com
In case you’re wondering, I’ve never recieved any backlash for recieving the bonus and then withdrawing all my money. The point of these bonuses is they want you to try out their banking services, so why not take them up on their offer? ING Direct is the only one that I still use, but they are lagging behind Emigrant Direct’s interest rates so that might change very soon.
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