Archive for September, 2007

Earn 4,000 miles on United with Netflix promo.

Saturday, September 29th, 2007

Just got an e-mail from United Mileage Plus about signing up for Netflix for some extra miles. You get 2,000 miles just for signing up for Netflix and an extra 2,000 miles if you use your Mileage Plus Visa Card. Check out http://www.united.com/netflixoffer I'm already a Netflix subscriber but I'm thinking about signing ...

$50 bonus for opening ING Direct account

Thursday, September 27th, 2007

For anyone that doesn't yet have an ING Direct account, you can get a $50 bonus if you open an account by 9/30/07. Go to: http://www.ingdirect.com/nyt/ Use the NY Times bonus code: NY3 $250 initial deposit required. Usually the bonus is $25 so get while the gettin' is good.

and then HSBC Direct changes its rate.

Thursday, September 27th, 2007

The downward trend begins folks. "We are writing to let you know HSBC Direct has adjusted your Online Savings Account interest rate to 4.50% APY*. This rate remains among America’s highest, at 10× the national savings average**—so you can continue to maximize your savings growth with HSBC Direct, recognized as the “Best ...

FNBODirect reveals their new rate and where you should move your money next.

Wednesday, September 26th, 2007

I just got an e-mail from FNBODirect regarding their new rate starting September 29th after their promotional rate of 6% expires. They're going to be offering 5.05% APY which is pretty decent. Depending on how much money you have, you can definitely get a better rate elsewhere. If you have $25,000+, ...

Open a Zecco account and I’ll donate $25 to Kiva.

Wednesday, September 26th, 2007

From now until Christmas, I'll donate $25 to Kiva.org for each Zecco account opened using my advertiser link below. The money will also stay in Kiva and be continually recycled until a third world borrower defaults on their loan. Buy Stocks Online for $0. Trade stocks for free on Zecco.com. The ...

Beware of the Craigslist losers.

Tuesday, September 25th, 2007

Anyone ever try to sell furniture or anything on Craigslist lately? My brother and his wife recently tried to sell some furniture and they had a "fun" experience with a bunch of sleazy losers. My brother's wife (my sister in law) is about 7 months pregnant so they're moving out of ...

Dissecting the paycheck.

Saturday, September 22nd, 2007

I got paid again yesterday. I've never really taken the time to really analyze how much of my paycheck gets withheld for taxes and whatnot. So here's the breakdown. Gross Pay $798.22 Federal Income Tax -90.09 $90.09 is roughly 11.29% of my pay. I'm probably overpaying about 1.29% since my marginal tax rate ...

September 21st Friday Unwind

Friday, September 21st, 2007

Welcome to this week's edition of the Friday Unwind. Relax, and enjoy the weekend. A hilarious collection of F Minus Comics. This one requires just the right angle. WD-40 has a list of unofficial uses(pdf) for their product. Discover the art of rock stacking. I'll try this when I'm stranded somewhere. Hopefully I'll have ...

Automatic savings works! Emergency fund hits $1,500.

Friday, September 21st, 2007

After 50 weeks of automatic withdrawals of $30 a week from my checking, my emergency fund account surpasses $1,500! So I've decided that $10,000 is a number at which I'll be comfortable and then stop the automatic withdrawals for my emergency fund when I hit that number. At this point in ...

ING drops its rates accross the board!

Thursday, September 20th, 2007

ING Direct dropped its rates to keep in line with the fed rate cuts. The new rates are as follows: Electric Orange Balance / Interest Rate / Annual Percentage Yield $0-$49,999.99 3.45% 3.50% $50,000.00-$99,999.99 4.79% 4.90% $100,000.00 or more 4.89% 5.00% Savings Balance / Interest Rate / Annual Percentage Yield All deposits 4.218% 4.30% CD Rates 6 Month 4.90% 9 Month 4.90% 12 Month ...