Archive for June, 2006

HSBC Direct rate increase + My Disclosures

Friday, June 30th, 2006

HSBC Direct has yet another rate increase. It's at 5.05% according to the e-mail I recieved. I still believe it's fool's money. The bank is never a great investment vehicle.Taxes will take approximately 1.5% of that 5% and inflation eats up the rest. Your real gain is basically 0%. ...

Another Keep the Change Update

Friday, June 30th, 2006

Enrolled in Keep the Change? Buying stuff from Amazon.com? Well, I figured that Amazon lets you buy gift certificates in whatever amount you wish above $5. So naturally I bought a gift certificate for $5.01 with my Bank of America Check Card. $0.99 match = 20% off. Order gift certificates ...

Weddings

Thursday, June 29th, 2006

Weddings are great and wonderful occasions. Who doesn't like the celebration of two people in love? Broke people. That's who. Is it worth it though?Most times when people hear the word wedding they think a number of things: "How nice!", "Why am I still single?", and "$$$$$$$$$$$$$$$$". Red because it's ...

FAR deals

Tuesday, June 27th, 2006

I love free after rebate deals, especially easy ones. Last month I did a deal for some symantec software that was free after rebate. After hearing all those rebate horror stories I was a bit nervous but Symantec's rebates on their Norton products are great I've heard. I spent $150 ...

$50 Sharebuilder Bonus

Saturday, June 24th, 2006

Anyone interest in a $50 Sharebuilder bonus? Great for people that just want to invest whole dollar amounts. Clicky

Finding lost money…

Tuesday, June 20th, 2006

Have you ever looked in an old coat pocket and found a couple bills and felt really good?Well, today I got a letter from my brokerage that manages my Roth IRA account. I signed up over a year and a half ago and stashed all my earnings from a part-time ...

BoA Keep the Change

Tuesday, June 20th, 2006

Whenever I talk to people, they always tell me the Bank of America Keep the Change program is a waste of time. It's too hard to earn $250. I'm always puzzled by this. You don't HAVE to earn the whole $250 and it's money you're already going to spend. This ...

McDonalds float

Monday, June 19th, 2006

I saw something new at McDonald's (MCD) yesterday. Apparently they are offering Coke Floats. I think the locations that offer this vary since it does not seem a nationwide item yet or maybe never. The McDonald's I went to yesterday was on Canal St. in Manhattan. It was so hot ...

Referral Bonus v1.0

Saturday, June 17th, 2006

Okay, I'll be honest, I'm a bit desperate for money. I'm going to offer half the referral bonus I get if you join using my referral on top of the sign-up bonus you already get. So if you haven't opened any of these accounts yet, do so now, there's a ...

Buying damaged stocks, not damaged companies

Wednesday, June 14th, 2006

Every sector of the market seems to be taking a hit lately. Most people are supposedly fearing inflation which is suppose to explain why they're dumping everything. However, things that are suppose to be inflation hedges, like oil and gold stocks are getting dumped also (and their prices show it). ...